55 Plus Communities in Halton Region
Halton Region has 4 active adult lifestyle communities across Burlington and Halton Hills, including a lakefront condominium tower, a life lease community, and a purpose-built retirement condominium on Lake Ontario. Compare Nautique Lakefront Residences, Hearthstone by the Lake, Juniper Gate Active Living, and The Gardens by Maranatha to find the right ownership model and lifestyle for your move.
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Common Questions About Halton Region Communities
How many 55 plus communities are in Halton Region?
There are 4 active adult lifestyle communities in Halton Region, spread across Burlington and Halton Hills. They range from a purpose-built retirement condominium to a life lease building and a new bungalow and townhome development.
Is Nautique Lakefront Residences an age-restricted building?
No, Nautique Lakefront Residences in downtown Burlington is not strictly age-restricted, but its lakefront location, lock-and-leave lifestyle, and low-maintenance condominium design make it a strong fit for downsizers and active retirees.
What is the difference between Hearthstone by the Lake and The Gardens by Maranatha?
Hearthstone by the Lake is a purpose-built retirement condominium on Lake Ontario with an on-site club, dining, and healthcare services. The Gardens by Maranatha is a 148-unit life lease building in Burlington, where residents purchase the right to occupy a suite rather than a deeded title.
Are there bungalow communities in Halton Hills?
Yes, Juniper Gate Active Living in Georgetown offers bungalows, bungalow lofts, and townhomes in a low-maintenance active living community, close to Highways 401 and 407.
Do Halton Region communities require a mortgage difficult to obtain?
It depends on the ownership model. Condominium purchases like Hearthstone by the Lake or Nautique are typically financed like any other condo, while life lease suites at The Gardens by Maranatha can require specialized financing since you are not purchasing a deeded interest in land.
Halton Region, spanning Burlington, Oakville, Milton, and Halton Hills along the western shore of Lake Ontario, offers 4 active adult lifestyle communities for residents considering a move to lower-maintenance living. From a lakefront condominium tower steps from downtown Burlington to a faith-based life lease building and a new bungalow community in Georgetown, Halton provides a genuine mix of ownership structures and price points for downsizers.
Unlike some other regions of Ontario, Halton's 55 plus options are concentrated primarily in Burlington, where two of the four communities sit directly on or near Lake Ontario. If you are weighing whether a life lease suite, a purpose-built retirement condominium, or a freehold bungalow development suits your retirement plans, our guide to life lease vs freehold vs land lease breaks down how each model affects your upfront cost, monthly fees, and long-term equity.
Halton Region also benefits from strong healthcare access through Joseph Brant Hospital in Burlington and Oakville Trafalgar Memorial Hospital, along with easy commuting via the QEW, Highway 403, Highway 401, and GO Transit rail service into Toronto. For retirees who want to stay close to the GTA without sacrificing lake views or small-town charm, Halton Region remains one of Ontario's most desirable places to downsize.
Kevin's Experience Helping Halton Region Downsizers
Over my 38 years in real estate, since 1988, I have worked with many south-central Ontario homeowners who chose to sell their family home to fund a move east into Halton Region. Clients are often surprised at how differently the four Halton communities are structured. A couple looking at Nautique Lakefront Residences for the lake views may not realize The Gardens by Maranatha operates on a life lease rather than a deeded title, or that Hearthstone by the Lake bundles healthcare and dining services into its monthly club fee. My role is to walk you through what each ownership model actually means for your equity and your monthly budget before you commit.
Nautique Lakefront Residences: Downtown Burlington Waterfront Living
Nautique Lakefront Residences is a lakefront condominium tower at Martha Street and Lakeshore Road in downtown Burlington, built by Adi Development Group. The building sits in a highly walkable neighbourhood just steps from Spencer Smith Park, the Brant Street Pier, and the Burlington waterfront trail system, with shops, cafes, and restaurants within easy reach.
Nautique is not strictly age-restricted, but its lock-and-leave condominium lifestyle, concierge service, and low-maintenance design make it highly popular with downsizers and active retirees. Residents have access to a fitness centre, an indoor and outdoor yoga studio, party and social rooms, a rooftop terrace with barbecues and outdoor lounge seating, an outdoor pool, and secure underground parking.
Ownership and Fees
Nautique is a standard freehold condominium. Buyers hold deeded title to their unit and pay monthly condominium fees that cover building insurance, common area maintenance, and amenity upkeep, similar to any other condominium purchase in Ontario.
Hearthstone by the Lake: Retirement Condominium Living on the Water
Hearthstone by the Lake is a purpose-built retirement condominium community at 100 Burloak Drive, sitting directly on the shores of Lake Ontario between Burlington and Oakville. The community comprises 174 condominium units ranging from cozy one-bedroom suites around 650 square feet to spacious two-bedroom-plus-den layouts near 1,485 square feet.
Unlike a standard condominium, Hearthstone bundles a full retirement lifestyle into ownership. Every unit owner belongs to the Hearthstone Club, which includes a library, exercise room, indoor pool, dining room overlooking the lake, and a full calendar of social and recreational programs. On-site healthcare services include nurses on call for emergencies and visiting doctors, giving residents added peace of mind as they age in place.
Ownership and Monthly Fees
Buyers hold deeded condominium title, which protects equity and can be resold like any other condo. In addition to standard condo fees, a separate monthly Club membership fee (current listing data shows a range of $1,739 to $1,795 per unit as of mid-2026, subject to change) includes a meal credit, transportation for local shopping trips, in-suite basic cleaning, and access to the full slate of programs. A la carte services such as homemaker support, personal care, and additional housekeeping are available for an extra cost.
Click the image above to download your free Halton Region Communities Guide (PDF).
Juniper Gate Active Living: New Bungalows and Townhomes in Georgetown
Juniper Gate Active Living is a new active living community developed by The Remington Group at Hartwell Road and 10 Side Road in Georgetown, part of Halton Hills. The community is designed around low-maintenance bungalows, bungalow lofts, and townhomes intended for buyers who want single-level or nearly single-level living without giving up small-town charm.
Juniper Gate is not age-restricted, but its home designs and marketing are aimed squarely at active adults and downsizers looking to simplify. The location offers small-town character with proximity to Georgetown High School and other amenities, while sitting close enough to Highways 401 and 407 for easy commuting into the wider GTA.
Ownership
Homes at Juniper Gate are sold directly by the builder as new construction, with bungalow and townhome product types typically offered as freehold or condominium-townhome purchases depending on the specific block and phase. Buyers should confirm the exact ownership structure and any condominium corporation details for their chosen unit type before finalizing a purchase agreement.
The Gardens by Maranatha: Life Lease Living in South Burlington
The Gardens by Maranatha is a 148-unit life lease apartment building at 3290 New Street in the Roseland area of South Burlington. It is a fully wheelchair-accessible community built for residents aged 55 and older, with a strong focus on a supportive, faith-informed social environment.
Unit sizes vary, with layouts including one-bedroom-plus-den suites around 950 square feet. As a life lease community, residents purchase the right to occupy a specific suite for as long as they choose, rather than holding deeded title to real property. When a resident eventually moves or passes away, the life lease interest is generally resold according to the community's governing agreement, and a portion of the appreciation (if any) is returned to the resident or their estate under the specific terms of that agreement.
Ownership and Financing
Because a life lease is not a deeded ownership interest, it is treated differently by lenders than a freehold or condominium purchase. Buyers considering The Gardens by Maranatha should review the life lease agreement carefully with a real estate lawyer and confirm financing options before committing funds, since not every mortgage lender offers products designed for life lease purchases.
Halton Region Community Comparison Table
Compare the ownership model, home style, and standout feature of each of Halton Region's four active adult lifestyle communities before you decide where to focus your search.
| Community | Location | Home Style | Ownership Model | Key Feature |
|---|---|---|---|---|
| Nautique Lakefront Residences | Downtown Burlington | Lakefront Condominium Suites | Freehold Condominium | Walkable waterfront location, rooftop terrace and pool |
| Hearthstone by the Lake | Burlington / Oakville border | Retirement Condominium Suites | Freehold Condominium | On-site healthcare, dining, and 174-unit Hearthstone Club |
| Juniper Gate Active Living | Georgetown (Halton Hills) | Bungalows, Bungalow Lofts, Townhomes | Freehold / Condominium (confirm by block) | New construction near Highways 401 and 407 |
| The Gardens by Maranatha | South Burlington (Roseland) | Apartment-Style Suites | Life Lease | 148 wheelchair-accessible units, faith-informed community |
Selling Your Current Home to Fund Your Halton Region Move
Most buyers moving into a Halton Region 55 plus community are funding that move with the equity from their current family home. Because ownership structures in Halton range from straightforward condominium purchases to life lease suites that some lenders will not finance conventionally, having your full sale proceeds available up front is often the difference between a smooth move and a stressful one.
Kevin Flaherty has spent over 38 years, since 1988, helping south-central Ontario homeowners sell long-held properties, with more than $500M sold. His proven marketing system, featuring Video Narrated VR Animated Online Showings, presents your home to buyers across the province before they ever book a physical visit, helping you attract serious, pre-qualified offers and maximize your final sale price. Read our guide to selling your home to buy into a 55 plus community, or start with a free home evaluation.
Not Sure What Your Current Home Is Worth?
Before you decide which Halton Region community fits your budget, find out exactly how much buying power your current home gives you. Kevin provides free, no-obligation evaluations with no pressure and no strings attached.
Start Your Home EvaluationA comprehensive PDF checklist to help you compare condominium, life lease, and freehold options, evaluate amenities, and plan your Halton Region move.
Frequently Asked Questions
What 55 plus communities are located in Halton Region?
Halton Region has 4 active adult lifestyle communities: Nautique Lakefront Residences and Hearthstone by the Lake in Burlington, The Gardens by Maranatha in South Burlington, and Juniper Gate Active Living in Georgetown.
Is Hearthstone by the Lake a retirement home or a condominium?
Hearthstone by the Lake is a condominium community, meaning residents hold deeded title to their unit. It is designed for retirement living, with an on-site club offering dining, healthcare, and social programs bundled into a separate monthly membership fee.
How many units does The Gardens by Maranatha have?
The Gardens by Maranatha is a 148-unit life lease apartment building located at 3290 New Street in South Burlington's Roseland neighbourhood. It is fully wheelchair accessible and designed for residents aged 55 and older.
Is Nautique Lakefront Residences age-restricted?
No, Nautique Lakefront Residences is not strictly age-restricted. Kevin notes it is a downtown Burlington condominium tower whose walkable waterfront location and low-maintenance lifestyle make it highly popular among downsizers.
What amenities does Nautique Lakefront Residences offer?
Residents have access to a fitness centre, an indoor and outdoor yoga studio, party and social rooms, a rooftop terrace with barbecues, an outdoor pool, concierge service, and secure underground parking.
What is a life lease and how does The Gardens by Maranatha use it?
A life lease gives you the right to occupy a specific suite for as long as you choose, rather than deeded title to real property. At The Gardens by Maranatha, residents purchase this occupancy right instead of buying a condominium unit outright.
Can I get a mortgage for a life lease suite?
In Kevin's experience, financing a life lease purchase can be more complicated than a standard condominium mortgage because you are not buying a deeded interest in land. Not every lender offers a product for life lease purchases, so buyers should confirm financing options early.
What home types are available at Juniper Gate Active Living?
Juniper Gate Active Living in Georgetown offers bungalows, bungalow lofts, and townhomes as new construction, designed for buyers who want low-maintenance, mostly single-level living.
Where exactly is Juniper Gate located?
Kevin explains that Juniper Gate Active Living is located at Hartwell Road and 10 Side Road in Georgetown, part of the Town of Halton Hills, with convenient access to Highways 401 and 407.
Does Hearthstone by the Lake include healthcare services?
Yes. Hearthstone by the Lake has nurses on call for emergencies and visiting doctors available on a rotating schedule, giving residents added support as they age in place within their own condominium unit.
What is included in the Hearthstone Club monthly fee?
The Hearthstone Club membership fee, per current listing data, ranges from $1,739 to $1,795 per unit as of mid-2026, and includes a meal credit, access to cultural and recreational programs, local transportation, and in-suite basic cleaning. Additional a la carte services are available for an extra cost.
Is there a waterfront 55 plus community in Halton Region?
Yes, both Nautique Lakefront Residences and Hearthstone by the Lake sit directly on or near the shore of Lake Ontario in Burlington, making Halton one of the better regions in Ontario for lakefront downsizing.
How do I sell my current home to move to Halton Region?
Kevin Flaherty recommends a comprehensive marketing approach for sellers. His Video Narrated VR Animated Online Showings system presents your home to buyers across Ontario, helping you attract serious offers and secure the equity needed for your Halton Region purchase.
Are pets allowed in these Halton Region communities?
Pet policies vary by building and by ownership model. Condominium communities like Nautique and Hearthstone generally follow their condominium corporation's pet rules, while life lease and rental-style buildings set their own occupancy policies. Always confirm the specific policy before purchasing.
What size are the units at Hearthstone by the Lake?
Hearthstone by the Lake offers 174 condominium units ranging from cozy one-bedroom suites around 650 square feet to two-bedroom-plus-den layouts near 1,485 square feet, across a variety of named floor plans.
Is Juniper Gate a new construction community?
Yes, Juniper Gate Active Living is a new development by The Remington Group. Buyers purchase directly from the builder, so availability, pricing, and exact ownership structure depend on the current construction phase.
What hospitals serve Halton Region residents?
Kevin points clients to Joseph Brant Hospital in Burlington and Oakville Trafalgar Memorial Hospital in Oakville, both within a short drive of the region's active adult communities.
Do I own the land at The Gardens by Maranatha?
No. Because The Gardens by Maranatha is a life lease community, residents purchase the right to occupy their suite rather than deeded title to the land or the building. Kevin recommends having a real estate lawyer review the life lease agreement before purchasing.
How walkable is Nautique Lakefront Residences?
Nautique Lakefront Residences sits in one of downtown Burlington's most walkable neighbourhoods, close to Spencer Smith Park, the Brant Street Pier, waterfront trails, and local shops and restaurants.
Can family visit residents at The Gardens by Maranatha?
Yes. The Gardens by Maranatha welcomes family visits, and the building's fully wheelchair-accessible design makes it easy for residents to host guests comfortably regardless of mobility needs.
Which Halton Region community is best for social programming?
Hearthstone by the Lake offers the most structured social calendar in the region through its Hearthstone Club, with cultural, educational, and recreational programs included in the monthly Club membership.
When is the best time to list my home before moving to Halton Region?
Kevin coaches sellers to list their current home for sale based on market conditions for their specific property type, rather than waiting until after they have chosen a Halton Region community. Securing your equity first gives you the strongest negotiating position when you purchase.
How close is Halton Region to Toronto?
Burlington and Halton Hills are roughly 45 to 60 minutes from downtown Toronto by car depending on traffic, with GO Transit rail service from Burlington offering a direct commuting option for residents who want to stay connected to the city.
Should I compare Halton Region to nearby regions before deciding?
Kevin recommends comparing Halton Region against neighbouring options such as Hamilton and Wellington County if you want a wider selection of ownership models, price points, or community sizes before committing to a specific building.
Watch: A Backstage Tour of the Seller Marketing Plan
If you need to sell your current home before moving to a 55 plus community in Halton Region, this video provides a backstage tour of the seller marketing plan. It shows how Video Narrated VR Animated Online Showings highlight all of a home's key features and benefits online, where buyers shortlist homes they are willing to go see.
How to Get Top Dollar for Your House
A backstage tour of the seller marketing plan, showing how Video Narrated VR Animated Online Showings highlight all of a home's key features and benefits online, where buyers shortlist homes they are willing to go see.
10 Questions You Should Ask Before Hiring A REALTOR
Essential questions to ask any agent before listing your home.
Why Didn't My House Sell?
Understanding the common reasons homes fail to sell on the first try.
How to Avoid Legal Mistakes When Selling
Protect yourself from common legal pitfalls during the selling process.
Passing the Building Inspection
How to prepare your home so it passes the buyer's inspection smoothly.
Client Success Stories
Read what downsizers have to say about working with Kevin Flaherty to sell their family homes.
"Kevin and his team were absolutely amazing. From start to finish, they made selling our home seamless. The marketing was incredible, the communication was constant, and we got more than we expected. I would recommend Kevin to anyone looking to sell."
"We were nervous about selling after 25 years in our home, but Kevin made it so easy. His online showing system brought buyers from across Ontario, and we sold in under a week. The whole process was stress-free."
Local Expertise: Kevin's Service Areas
If you are selling a home in south-central Ontario to fund your move to a 55 plus community in Halton Region, Kevin Flaherty provides expert listing services across these core regions:
Related 55 Plus Community Guides
Explore other location guides and helpful resources for finding your ideal 55 plus community.
About Kevin Flaherty
Kevin Flaherty is a Real Estate Broker with over 38 years of experience since 1988 and more than $500M sold. Operating out of Orangeville, he specializes in helping clients across south-central Ontario sell their long-held family homes and downsize into adult lifestyle communities. His proprietary Video Narrated VR Animated Online Showings ensure sellers get maximum exposure and top dollar, making the transition to retirement living seamless and financially secure. Call or text toll-free at 1-877-352-4378, or reach Kevin direct at 226-270-6433.
A complete checklist covering condominium, life lease, and freehold ownership terms, community comparisons, and worksheets to help you choose the right Halton Region community.