Illustration of a couple walking hand-in-hand in a scenic outdoor setting with a sunlit background, symbolizing adult lifestyle communities in Ontario, featuring homes and a golf flag, with the text adultcommunities.ca prominently displayed

Ontario's Premier Adult Lifestyle Havens.
Retire with Comfort, Style and Community.

Cobble Beach · Grey County, Ontario

Cobble Beach homes for sale

Cobble Beach is a four-season adult-lifestyle waterfront golf-resort community near Kemble in the Township of Georgian Bluffs.

Best fit: buyers seeking single-family or townhome living with golf-resort and Georgian Bay amenities. Main trade-off: homeowner membership is mandatory and fees apply, while title, condominium status, fee inclusions, maintenance and optional golf costs are property-specific.
Location

Near Kemble on Georgian Bay, about 10 minutes north of Owen Sound.

Ownership

Freehold and condominium components; verify the exact title and corporation.

Community style

Adult-lifestyle waterfront golf-resort community; no universal numerical age rule stated.

Housing

Single-family homes and townhomes, including bungalow-oriented options.

Direct answers

Buyers also ask

Where is Cobble Beach?

Cobble Beach is near Kemble on Georgian Bay in the Township of Georgian Bluffs, Grey County, approximately 10 minutes north of Owen Sound.

Is Cobble Beach age-restricted?

Cobble Beach is positioned as an adult-lifestyle community. Confirm any current eligibility or occupancy rule in the governing documents rather than assuming a universal numerical threshold.

What type of ownership does Cobble Beach use?

Cobble Beach includes freehold and condominium components. Confirm the exact title, condominium corporation and maintenance responsibilities for the property.

What types of homes are in Cobble Beach?

The community includes single-family homes and townhomes, with bungalow-oriented options. Confirm the exact floor plan, stairs, storage and accessibility features.

What fees apply at Cobble Beach?

Homeowners are resident members under a mandatory Resident Membership Agreement, and homeowner fees apply. Obtain current written amounts and inclusions for the exact property, including any condominium or optional golf costs.

Is every home waterfront?

No. Cobble Beach has a Georgian Bay setting and waterfront amenities, but individual home settings and access rights vary. Verify the exact property's waterfront status and amenity rights.

What amenities are available at Cobble Beach?

Official material describes an 18-hole Doug Carrick-designed links course, clubhouse, dining, Inn, Spa, trails, tennis, fitness facilities, plunge pool, private beach club and Georgian Bay day dock. Confirm current access, costs and seasonal operation.

Ownership first

Mixed ownership and mandatory resident membership

Cobble Beach includes freehold and condominium components. Homeowners are resident members under a mandatory Resident Membership Agreement, and homeowner fees apply.

Property-specific review: reconcile the listing with title, condominium documents where applicable, the current Resident Membership Agreement, homeowner fees, maintenance, amenity access, optional golf costs and resale requirements.

Housing choice

Single-family homes and townhomes create varied layouts and exterior forms. Confirm the exact plan and accessibility.

Title and corporation

Verify freehold or condominium status, registered interests, corporation documents and property boundaries.

Resident obligations

Confirm the membership agreement, current homeowner fees, rules, maintenance duties and amenity access.

Property-specific due diligence

Documents and details to review

  • Registered title, legal description, easements and obligations affecting the lot
  • Current listing, schedules and agreement for the exact home
  • Property taxes, utilities, insurance, homeowner fees and owner costs
  • Architectural rules affecting exterior changes and accessory structures
  • Golf, clubhouse, trails, beach, dock, courts, spa, fitness and pool rights and conditions
  • Current Resident Membership Agreement and written homeowner-fee schedule
  • Applicable condominium corporation, rules, reserve fund and maintenance scope
  • Resale disclosures, membership transfer and consent requirements

Four-season recreation

Golf-resort living on Georgian Bay

Cobble Beach combines residential living with golf-resort and waterfront amenities. Resident, member and resort-guest access can differ, so current rights and operating details should be confirmed.

Golf and clubhouse

An 18-hole Doug Carrick-designed links course, clubhouse, dining, Inn, Spa and Pro Shop are represented.

Active recreation

Seasonal trails, tennis, fitness facilities, plunge pool and hot tub support four-season activity.

Waterfront amenities

A private beach club and Georgian Bay day dock are represented under current access rules.

Free community guide

Download the Cobble Beach Community Guide

Cobble Beach community guide graphic with a bungalow-community scene and guide title

Location and daily-life fit

Georgian Bluffs location and mapped community point

Cobble Beach is near Kemble in the Township of Georgian Bluffs, approximately 10 minutes north of Owen Sound. Use the mapped community point to plan a visit, then confirm the exact listing address.

Healthcare and essentials

Check travel to preferred pharmacies, primary care, specialists and hospital services, along with everyday grocery and banking trips.

Mobility and winter access

Review entrances, stairs, parking, storage, driveway care and seasonal maintenance at the home, plus the winter routes used most often.

Current market path

Listings, costs and resale

Available homes, asking prices and listing status change. Start with the dedicated search, verify that the address is within Cobble Beach, then confirm title, condominium status, resident membership, fees, access, maintenance and transfer requirements.

  1. Open the current Cobble Beach search.
  2. Confirm the community address and exact home form.
  3. Match listing fields to title and current property documents.
  4. Confirm taxes, insurance, homeowner and condominium fees, utilities and extras.
  5. Review membership, amenity access, disclosure, maintenance and resale obligations.

Selling before you move

Seller-help videos for a downsizing move

These Flaherty Team videos help homeowners think through preparation, marketing and timing when a current home may need to sell before the move.

Flaherty Team client reviews

What real estate clients say

These are reviews of the Flaherty Team's real estate service, not reviews from Cobble Beach residents.

★★★★★

“I couldn't believe how fast my home sold at a time when other homes were sitting on the market. Kevin got mine sold quickly and at a price that was top dollar and even more than I expected. His video narrated VR animated on line showing gave my home amazing exposure and reduced unnecessary showings. Kevin was a pleasure to deal with. He was always patient and kept me informed every step of the way. I highly recommend his innovative approach.”

Joanne H
★★★★★

“I sold my home with Kevin at the peak of the market, thanks to his strategic advice. He recommended timing that allowed me to sell high and wait for the correction. His innovative video-narrated VR animated online showing showcased my home virtually, so it sold quickly, even before I decluttered. Now, as the market corrected, I’m buying my dream home with the savings. Kevin’s expertise made all the difference!”

Bailey
★★★★★

“I recently purchased and sold a house, all through Kevin Flaherty Home Selling System Team. I was very impressed with the way Kevin operates. He is very efficient, very professional, and he and his great team know to how sell a house. My house was sold in 4 days , with 17 showings and 7 offers for $50,000 over my asking when other homes for sale in my area and price range have been sitting for 6 months to a year. He does not waste any time and in my opinion, Kevin and his team are second to none when it comes to marketing homes. With the online showing technology they use, I believe my home was exposed faster and to more people. I would highly recommend Kevin and this team.”

Fay McCrea

Watch video reviews and read more Flaherty Team reviews.

Kevin Flaherty, Broker

Plan both sides of the move

Kevin Flaherty, Broker

Kevin helps mature homeowners plan the sale of their current property and make clearer buying decisions in Ontario adult-lifestyle communities. He can help organize the questions, timing and next steps around a downsizing move.

Detailed due diligence

Cobble Beach FAQ

What should I confirm about resident membership?

Review the current mandatory Resident Membership Agreement, homeowner fees, inclusions, amenity rights, maintenance responsibilities and resale or transfer requirements for the exact property.

How should I verify access to the amenities?

Ask for current information on resident, member and resort-guest access, hours, seasonal operation, costs, guest use and booking conditions.

Does every property include beach or dock access?

Do not assume identical rights. Confirm the exact property's membership, beach-club and day-dock access, guest rules, seasonal conditions and current costs.

Are taxes and utilities included in homeowner fees?

Do not assume they are. Obtain the current written fee schedule, property taxes, utilities, insurance, condominium fees where applicable and every service or amenity cost.

Are lawn care and snow removal included?

Do not assume a universal maintenance package. Confirm the responsibilities of the homeowner, any condominium corporation and the community for the exact property.

Are pets, parking, leasing or exterior changes restricted?

They may be affected by title, condominium rules, architectural guidelines and membership documents. Review every applicable document before relying on a listing summary.

Is main-floor living available?

Home designs vary. Verify bedrooms, laundry, bathrooms, entrances, stairs, parking, storage and accessibility at the exact home.

How should I compare the total monthly cost?

Include mortgage costs, property taxes, insurance, utilities, homeowner fees, condominium fees where applicable, optional golf or resort services and owner-responsibility maintenance and repairs.

Are the amenities available year-round?

Do not assume year-round operation. Confirm current seasonal availability, access conditions, maintenance, guest rules and any costs directly.

What recreation is nearby?

Cobble Beach offers golf-resort and waterfront amenities, while the wider Georgian Bluffs and Georgian Bay area offers parks, water access and outdoor recreation. Public facilities are separate from community and resort amenities.

How should I plan a community visit?

Open the mapped community point, confirm the exact listing address, drive the routes you expect to use and assess the home, parking, services and seasonal access in person.

How do I coordinate buying in Cobble Beach with selling my current home?

Clarify the preferred home form and budget, prepare the current home, review financing and deposits, choose appropriate conditions, and align sale, purchase, possession and moving dates before making a firm commitment.

AdultCommunities.ca Ontario adult-lifestyle community directory

Explore Ontario

Compare adult-lifestyle communities across Ontario

Use the Ontario directory to compare regions, ownership models, community information and current-listing searches.

Browse Ontario communities

Research and important information

Sources and verification notes

Review the research basis and changeable-fact notes

Community information was reviewed August 17, 2026 using AdultCommunities.ca Grey County information, current official Cobble Beach and Live Cobble Beach material, Georgian Bluffs planning documents and owner-supplied coordinates.

Information can change and is not legal, financial or real-estate advice. Confirm title, resident membership, expenses, maintenance, amenity rights, rules, availability, measurements and all property-specific obligations before relying on them.

Browse 55 Plus Communities by Region

Click A Region On The Map To View Communities
Tap a region on the map to explore communities.
Illustration of a couple walking hand-in-hand in a scenic outdoor setting with a sunlit background, symbolizing adult lifestyle communities in Ontario, featuring homes and a golf flag, with the text adultcommunities.ca prominently displayed

Kevin Flaherty, Broker

eXp Realty, Brokerage

1-877-352-4378

A HoneyCombHub.ca Web Site Solution

Copyright 2026 . All rights reserved.

Terms of Service/Privacy Policy